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Mortgage Calculator

Calculate monthly mortgage payments and interest

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Total amount to borrow

Initial payment amount

Yearly interest rate

Repayment period

About Mortgage Calculator

This mortgage calculator helps you estimate your monthly mortgage payments based on the home price, down payment, interest rate, and loan term.

Payment Methods:

  • Equal Monthly Payment: Same payment amount every month (most common in US)
  • Equal Principal Payment: Principal stays the same, interest decreases each month

Example: A $300,000 loan at 4.5% interest over 30 years with equal monthly payments would cost approximately $1,520/month.

Disclaimer: This calculator provides estimates only. Actual mortgage payments may include additional costs like property taxes, insurance, and HOA fees. Consult a mortgage professional for accurate quotes.